With this option, you will be asked to sign up for TransUnion’s credit monitoring services that cost $24.95 per month. One way is to go directly to TransUnion’s website. There are several ways that you can access your credit report and credit score through TransUnion. Your Credit Report and Credit Score With TransUnion The company has more than 8,000 employees and offices in California, Colorado, Florida, Georgia, North Carolina, Pennsylvania, and Texas, as well as in more than 30 countries around the world. TransUnion’s headquarters are in Chicago, Illinois. As with the other big credit bureaus, TransUnion is required by law to provide consumers with 1 free credit report each year.

Hot Tip: In addition to collecting and storing credit information, TransUnion offers credit protection products such as identity theft protection and the ability to “freeze” your credit information. Even so, TransUnion is the smallest of the 3 U.S. This data includes roughly 200 million files in total. The company collects and aggregates information on more than a billion consumers and 65,000 businesses in over 30 countries around the world. It will also walk you through the steps to filing a dispute with TransUnion if you find outdated or incorrect data in your TransUnion credit report.Īlong with Equifax and Experian, TransUnion is one of the “Big 3” credit bureaus that operates in the U.S. This guide offers information about TransUnion, one of the 3 big credit bureaus in the U.S. You should check your credit score and credit report frequently to ensure all of the information is correct and up to date. So much of your financial life rides on your credit score, so it’s important that you know how your credit information is collected and stored by the credit bureaus. But, it can also signal to lenders and creditors that you might pay your bills late, or not at all. Your credit history can be your ticket to qualifying for a mortgage and other types of loans at a great interest rate.

Credit report from transunion